Benefits under the Master Policy are issued and covered by third party insurance companies. Reimbursement and Expense Compensation, each with limits of up to $1 million for Ultimate Plus, up to $100,000 for Advantage and up to $25,000 for Standard. ††† Up to $1 million for coverage for lawyers and experts, collectively, if needed, for all plans. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful plan enrollment. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable.

IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. 3 If your plan includes credit reports, scores, and/or credit monitoring features ('Credit Features'), two requirements must be met to receive said features: your identity must be successfully verified with Equifax and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information.

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